Earlier, there was news that Apple is planning to open up NFC access for payment service providers in the EU region to enable tap-and-go functionality on iOS devices, in line with the European Commission’s vision. The European Commission had perceived Apple’s exclusivity of NFC access limited to Apple Pay, and recently, Apple confirmed this speculation.
According to Apple, the company has proposed a solution to app developers in the European Economic Area that allows them to access NFC for tap-and-go payments through iOS apps. This functionality will be separate from Apple Pay and Apple Wallet, and can be utilized by payment apps, banks, and digital wallets. This gives users in the EU the choice to use either Apple’s payment system or NFC through bank apps or other service providers.
It should be noted that the European Commission has opened a one-month public comment period to receive feedback from both competitors and customers regarding Apple’s NFC access. However, this would be limited to the EU region. Some developers are advocating for broader access before considering future strategies for Apple’s apps.
TLDR: Apple plans to open up NFC access for payment service providers in the EU, allowing tap-and-go functionality on iOS devices. The European Commission has sought public feedback on this move, and Apple has offered a separate NFC solution for app developers and users in the EU to choose between Apple Pay and NFC through other banking or service provider apps.
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